Punjab National Bank announced that Marginal Cost of Funds Based Lending Rates (MCLR) with effect from 01 February 2026 remain unchanged as under:

Overnight - 7.95%
One month - 8.20%
Three month - 8.40%
Six month - 8.60%
One year - 8.75%
Three years - 9.05%

Further, existing Repo linked Lending Rate (RLLR) i.e. 8.10 % (including BSP of 0.10%) and Base Rate i.e. 9.50% remain unchanged.