Jammu and Kashmir Bank Ltd announced that India Ratings and Research has reviewed and affirmed its Long-term Issuer rating as IND AA -/Stable and also affirmed its Basel III compliant Tier II bonds, initially issued with a size of INR 35,000 million, now reduced to INR 25,000 million, with a rating of IND AA -/Stable; no enhancements, assignments, or withdrawals were noted regarding either instrument.